www.farrislaw.net It’s too late once you’ve been in a wreck to think about insurance coverage. I’m Spencer Farris, an attorney with the SE Farris Law Firm in St. Louis, Missouri. http You buy automobile insurance and hope you never have to use it but, there are kinds of insurance that will help you quite a bit if you are in a wreck. Let’s talk about those for a minute, in order to drive a car in Missouri two types of insurance are mandatory, Liability Coverage to take care of the harms you cause to other folks and Uninsured Motorist Coverage, in case someone hurts you who doesn’t follow the law. Liability coverage protects you if you hurt someone else while you are driving and will also provide you with legal services in case you get sued. Although Missouri requires all drivers to have liability insurance, not all drivers follow the law. That’s why Uninsured Motorist Coverage is also mandatory in Missouri. Uninsured Motorist Coverage means that the person who hit you, who harmed you because of their negligence driving, has now coverage to cover your injuries. Besides the mandatory required coverage’s in Missouri, there is some other insurance coverage that will assist you if you are ever hurt in a car crash and it’s someone else’s fault. We are not going to talk about property coverage today, just coverage for occupants, people, in the vehicles. The first of those is Underinsured Motorist Coverage; Underinsured Motorist Coverage means that the person who harmed you doesn …